Add a High-Commission, No-Hassle Dental Plan to Your Book — A Rated Household Carrier
Level Commissions - High 20s. No Waiting Periods. National Brand. Easy to Sell.
Why Agents Love Selling This Plan
If you're looking for a guaranteed issue, turnkey dental solution backed by a household name and built for easy enrollments — this is it.
Brand Recognition – Clients trust the name, and you close faster.
Simple Enrollment – Online, agent- or self-enroll, with no underwriting or health questions.
Level Commission Structure – Same payout year after year = stable, recurring income.
Guaranteed Issue – No denials. No medical hoops.
Digital Tools – Members get access to a cost estimator, teledentistry, mobile app, and more.
All On One Platform – Easily cross-sell other products (VSP Vision, Accident, Critical Illness, etc.) with one bill.
Two Plans, Nationwide Appeal
Gold Plan
Comprehensive plan that includes major services like crowns, root canals, implants, and oral surgery — with up to a $2,900 max benefit.
Silver Plan
Low-cost, preventive-focused plan that covers cleanings, exams, x-rays, and fillings.
Commissions You Can Count On
Paid Monthly (15th–20th, for prior month activity)
Level Comp for Life of Plan
Higher Comp vs. Old AFE Dental Plans (for agents contracted prior to Jan 2025)
Plan Highlights at a Glance
Built-In Selling Points
Mobile App Access: Digital ID cards, claims tracking, provider finder, and cost estimator.
Teledentistry: 24/7 virtual visits for problem-focused care.
Travel Coverage: Help even when clients are abroad, in 200 countries.
No Termination Age: Clients keep the plan as long as they pay.
Agent FAQ: What You Need to Know to Sell This Confidently
Q: Who qualifies?
A: Anyone age 18+ can enroll in Silver; Gold is for ages 18–69. Spouses and children under 26 can be added.
Q: Are there waiting periods?
A: No! Coverage begins on the 1st of the month following enrollment.
Q: How is pricing determined?
A: By zip code — based on 6 geographic pricing areas. Use the first 3 digits of the client’s zip to find their rate.
Q: Is there an ID card?
A: Yes — available in the mobile app. Not needed to book appointments.
Q: Can clients use any dentist?
A: Yes, but in-network dentists provide up to 50% savings and no balance billing.
Q: What if the client moves to a non-covered state?
A: They can keep their current plan and rate — but cannot reapply if they cancel.
Q: Can clients have this AND another dental plan?
A: Yes — coordination of benefits applies.
Q: Can they change coverage mid-year?
A: Only during the annual open enrollment (Nov 21–Dec 20), unless there’s a qualifying life event.
Q: Which States are not covered in the plan?
A: The plan is available in 37 states and Washington D.C., offering broad national access to coverage. However, the plan is not available in the following 13 states: Alaska, Connecticut, Maine, Maryland, Massachusetts, Missouri, Montana, New Mexico, North Carolina, Oregon, Utah, Vermont, and Washington. Individuals residing in these states are not eligible to enroll in the plan, but those who move to one of these states after enrolling may retain their existing coverage, provided they do not cancel or make changes to the plan.
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Before you go... Are you prepared?
We’re entering the most disruptive chapter of health insurance since the ACA. This is your window to grow — is your strategy solid? Talk with a success rep today!