Health Care That Sells Itself
Designed for the Under-65 Market | Built for Agents | Level Commissions
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Why Agents Love Selling USA Health Plans
Agents want a plan that balances real consumer value, fast sales, and renewable income. USA Health Plans delivers with:
ACA-compliant Minimum Essential Coverage (MEC) with no deductible and 100% preventive care.
Value Bronze major medical coverage with predictable co-pays and capped exposure.
HI Extension program to add powerful hospital stay protection.
Nationwide PPO access through First Health Network.
High-level commissions — paid first year and every year after, with year-round selling opportunities.
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What Makes USA Health Plans Different
Nationwide PPO Network
Access to the First Health Network — 1M+ providers, 5,500+ hospitals.No Deductible Preventive Care (MEC)
Covers all ACA-required preventive services 100% from day one.Multiple Plan Tiers
MEC – Affordable, ACA-compliant preventive coverage.
Value Bronze – ERISA-qualified major medical with fixed co-pays.
HI Extension – Daily hospital benefit from day 6 through discharge.
ERISA-Qualified & Employer-Friendly
Perfect for small business owners, 1099 workers, and gig economy clients.Simple Enrollment Process
MEC: No medical questions, guaranteed issue.
Value Bronze: Standard pre-existing limitations, 12-month lookback on specific benefits.
Year-Round Sales
No Open Enrollment limitations — write business when your clients need it.
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Commissions You Can Count On
Top Producer Comp program for high-volume writers — unlock higher comp across the platform.
Level commissions for the life of the policy.
Standalone ancillary products count toward production requirements.
Build a stable, scalable residual income stream without the annual renewal drop-off.
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Agent FAQ: What You Need to Know to Sell This Confidently
What is USA Health Plans?
A portfolio of ACA-compliant MEC and ERISA-qualified Value Bronze plans designed for individuals, families, and small groups.
Can I sell it outside of Open Enrollment?
Yes — year-round enrollment for both MEC and Value Bronze.
What’s the underwriting like?
MEC: Guaranteed issue, no medical questions.
Value Bronze: Limited pre-existing condition exclusions apply (12/12 on certain services).
What networks are available?
First Health PPO — nationwide access.
Who are the best-fit clients?
Under-65 individuals priced out of ACA but needing compliant coverage.
Small business employees and 1099 workers.
Clients who want predictable costs and PPO choice.
What support do agents get?
Digital quoting & enrollment portal.
Marketing materials and training.
Live support from the USA Health Plans agent team.