
Whether your client wants full coverage or just discounted access,
the AFEUSA VSP Vision Program delivers.
With two powerful options:
🔹 VSP Choice Plan® – traditional insurance with rich coverage and copays.
🔹 VSP Vision Savings Pass™ – a non-insurance discount plan with no monthly premium.
You’re equipped to serve all types of clients — from families to freelancers, solopreneurs to seniors — no matter their budget. And because this is association-based, you can sell year-round without open enrollment restrictions.
As an agent, your time is valuable — and so is your recurring income.
Level Commissions - Get paid the same monthly commission for the life of the policy
No Chargebacks on Association Fees - Only pay attention to what matters : policy retention
Add-On Opportunity - Perfect cross- sell for life, dental, accident, and health insurance agents.
Fast Track Approvals - Get appointed and start selling quickly.

Upsell Tip: If a client declines full insurance, pivot to the Vision Savings Pass — it’s free to join and gets them into the system for easy future upgrades.
✅ VSP Choice Plan® (Full Coverage Insurance)
Plan 1: $12.68 monthly premium for individuals
Eye Exam: $10 copay
Frames: $180 allowance every 24 months
Contact Lenses: Covered in full
Lens Enhancements: Standard & scratch-resistant included
Extras: Diabetic Eyecare Plus, 20% off second pair, rebates
Plan 2: $15.56 monthly premium for individuals
Eye Exam: $10 copay
Frames: $250 allowance every 12 months
Contact Lenses: Covered in full
Lens Enhancements: Includes premium & custom (with copay)
Extras: Same as Plan 1
🔄 VSP Vision Savings Pass™ (Discount-Only Plan)
$50 eye exams with purchase of glasses
Unlimited material discounts year-round
30% off lens enhancements (anti-reflective, progressive, scratch)
25% off frames with glasses purchase
15% off contact lens exams
Laser vision correction discounts
No monthly premium — completely free to join
🧑💻 Best For: Cost-conscious clients, vision-only prospects, or people who just want brand-name discounts.
No Health License Required – Sell through AFEUSA membership..
Two Vision Options – Choose between full insurance (Choice Plan) or discount-only (Savings Pass).
Recurring Revenue Stream – Monthly commissions keep stacking.
Nationwide VSP Network – The most recognized vision network in the U.S.

A: No. This plan is sold through AFEUSA's group association platform — streamlined for easy agent onboarding.
A: The VSP Choice Plan is available in most states. The Vision Savings Pass is not available in Washington.
A: Absolutely. You can position one as primary and the other as a fallback, depending on client needs.
A: While the pass itself is free, you can use it as a foot-in-the-door tool to later upsell into the Choice Plan (which does pay commissions).
A: Yes! It’s a perfect add-on to dental, life, critical illness, and more.
We’re entering the most disruptive chapter of health insurance since the ACA. This is your window to grow — is your strategy solid? Talk with a success rep today!