Sell the AFEUSA VSP Choice Plan

Full-Service Insurance + Discount Options | Built for Agents | Recurring Commissions

Why Add This to Your Portfolio?

Whether your client wants full coverage or just discounted access,

the AFEUSA VSP Vision Program delivers.

With two powerful options:

🔹 VSP Choice Plan® – traditional insurance with rich coverage and copays.

🔹 VSP Vision Savings Pass™ – a non-insurance discount plan with no monthly premium.

You’re equipped to serve all types of clients — from families to freelancers, solopreneurs to seniors — no matter their budget. And because this is association-based, you can sell year-round without open enrollment restrictions.

Commissions that Build Long-Term Income

As an agent, your time is valuable — and so is your recurring income.

  • Level Commissions - Get paid the same monthly commission for the life of the policy

  • No Chargebacks on Association Fees - Only pay attention to what matters : policy retention

  • Add-On Opportunity - Perfect cross- sell for life, dental, accident, and health insurance agents.

  • Fast Track Approvals - Get appointed and start selling quickly.

Upsell Tip: If a client declines full insurance, pivot to the Vision Savings Pass — it’s free to join and gets them into the system for easy future upgrades.

Plan Highlights Your Clients Will Love

✅ VSP Choice Plan® (Full Coverage Insurance)

  • Plan 1: $12.68 monthly premium for individuals

    • Eye Exam: $10 copay

    • Frames: $180 allowance every 24 months

    • Contact Lenses: Covered in full

    • Lens Enhancements: Standard & scratch-resistant included

    • Extras: Diabetic Eyecare Plus, 20% off second pair, rebates

  • Plan 2: $15.56 monthly premium for individuals

    • Eye Exam: $10 copay

    • Frames: $250 allowance every 12 months

    • Contact Lenses: Covered in full

    • Lens Enhancements: Includes premium & custom (with copay)

    • Extras: Same as Plan 1

🔄 VSP Vision Savings Pass™ (Discount-Only Plan)

  • $50 eye exams with purchase of glasses

  • Unlimited material discounts year-round

  • 30% off lens enhancements (anti-reflective, progressive, scratch)

  • 25% off frames with glasses purchase

  • 15% off contact lens exams

  • Laser vision correction discounts

  • No monthly premium — completely free to join

🧑‍💻 Best For: Cost-conscious clients, vision-only prospects, or people who just want brand-name discounts.

Built for Agent Success

  • No Health License Required – Sell through AFEUSA membership..

  • Two Vision Options – Choose between full insurance (Choice Plan) or discount-only (Savings Pass).

  • Recurring Revenue Stream – Monthly commissions keep stacking.

  • Nationwide VSP Network – The most recognized vision network in the U.S.

Agent FAQ: What You Need to Know to Sell This Confidently

Q: Do I need a health license to sell this?

A: No. This plan is sold through AFEUSA's group association platform — streamlined for easy agent onboarding.

Q: Is this available in all states?

A: The VSP Choice Plan is available in most states. The Vision Savings Pass is not available in Washington.

Q: Can I offer both plans to my client?

A: Absolutely. You can position one as primary and the other as a fallback, depending on client needs.

Q: Are commissions paid on the Vision Savings Pass?

A: While the pass itself is free, you can use it as a foot-in-the-door tool to later upsell into the Choice Plan (which does pay commissions).

Q: Can I stack this with other products?

A: Yes! It’s a perfect add-on to dental, life, critical illness, and more.

Before you go... Are you prepared?

We’re entering the most disruptive chapter of health insurance since the ACA. This is your window to grow — is your strategy solid? Talk with a success rep today!

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