Health Care That Sells Itself
Designed for the Under-65 Market | Built for Agents | Level Commissions
Please use password LIFEBUZZ16 for contracting
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Why Agents Love Selling This Plan
You want a product that checks every box: real value for clients, easy sales process, and long-term income. LifeX delivers with non-ACA, PPO-based major medical alternatives that are ERISA-compliant, HSA-eligible, and built to grow your book.
💰 Earn HIGH COMP level commissions—first year and every year after.
Please use password LIFEBUZZ16 for contracting
(case sensitive)
What Makes LifeX Different
True Nationwide PPO Networks
Options include Cigna, PHCS, and Anthem Blue—no narrow networks.
Dedicated Agent Portal
Digital enrollment, real-time quoting, and instant support.
HSA-Compatible & ERISA Qualified
Flexible plans that meet MEC requirements and support financial planning.
Simplified Underwriting
Just 14 knockout questions. No medical exams. Fast approvals.
Smart Tiered Plan Options
Choose from HSA, Minimum Medical (MM), and Value Limited (VL) PPOs.
Sell Year-Round
No Open Enrollment restrictions. Help clients when they actually need it.
Please use password LIFEBUZZ16 for contracting
(case sensitive)
Commissions You Can Count On
HIGH COMP Level Commissions
Get paid the same every year your client stays on the plan
Year-Round Selling – No open enrollment windows
Build a stable, scalable income stream
No drop-off after year one
Please use password LIFEBUZZ16
for contracting
(case sensitive)
Agent FAQ: What You Need to Know to Sell This Confidently
What is LifeX?
LifeX is a private, under-65 health solution offering HSA, MM, and VL PPO options through national networks.
Can I sell it outside of Open Enrollment?
Yes! LifeX is a non-ACA, ERISA-approved plan, so you can sell it any time of year.
How hard is the underwriting?
Simple and fast. Just 14 knockout questions, no exams, no hassle.
What networks are available?
Your clients can access PHCS, Cigna, and Anthem Blue Cross PPOs, depending on the plan.
What types of clients are best for this plan?
LifeX is perfect for clients who don’t qualify for ACA subsidies or want better benefits with greater flexibility.
How do I get started?
Click on the CONTRACT NOW button, enter the password LifeXRecruitment, fill out your contract and gain access to our quoting tools, marketing library, and onboarding team.
What support do agents get?
Full onboarding, live agent support, co-branded materials, and automation-ready tools for lead gen.