Enrollment First Metal Plans: PPO-Based Medical Plans with Tiered Options
ACA-style benefits, nationwide network access, and multiple plan levels to fit any client’s budget.
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Why Agents Love Selling This Plan
Enrollment First Metal Plans offer agents a unique opportunity: ACA-style benefits with multiple plan designs (Pro, Max, Value, Copper, Bronze Pro) that clients can actually afford. With PPO network access, prescription coverage, and preventive services included, these plans are easy to present as alternatives to expensive ACA options.
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Quick Highlights
Guaranteed Acceptance – no underwriting; simple enrollment process.
Nationwide PPO Networks – First Health®, MultiPlan®, and PHCS access.
Plan Variety – five tiers (Pro, Max, Value, Copper, Bronze Pro) for different budgets and coverage levels.
Preventive Care Included – $0 copay for covered preventive and wellness services.
Low Office Visit Copays – starting at $25 for primary care and $45 for specialists.
Hospitalization & Surgery Benefits – coverage for inpatient, outpatient, ER, and maternity services.
Mental Health & Substance Abuse Benefits – inpatient and outpatient coverage on select tiers.
Prescription Coverage – generic and brand name copay tiers, plus preventive drugs at no cost.
Family-Friendly Options – individual, spouse, child, and full family coverage available.
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Why This Matters
For clients frustrated with rising ACA premiums, limited plan choices, or narrow networks, Enrollment First Metal Plans provide a strong alternative. Agents can offer ACA-like benefits, real PPO access, and competitive pricing across multiple tiers — helping clients find the balance between affordability and comprehensive coverage.
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FAQ (Agent Talking Points)
Are these ACA-compliant?
No — they are not ACA marketplace plans, but they include many of the same benefits clients are used to.
Who is this plan ideal for?
Families, individuals, and small business owners who want ACA-style benefits without ACA-level premiums.
What networks do they use?
First Health®, MultiPlan®, and PHCS PPO networks.
What makes these plans different?
The tiered structure gives agents flexibility to fit nearly any client’s budget while still offering PPO access and $0 preventive care.