USA Health Plans SBA Value Bronze: Fixed-Benefit Health Coverage with Maternity and Hospital Extension
Simple copays, guaranteed issue, and nationwide PPO access — built for affordability.
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Why Agents Love Selling This Plan
USAHP SBA Value Bronze is a guaranteed-issue plan that delivers straightforward coverage with no deductible. With affordable copays, nationwide First Health network access, maternity coverage, and a unique 365-day hospital extension rider, this plan is built to meet client demand for affordable, predictable healthcare alternatives.
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Quick Highlights
Guaranteed Issue – no underwriting, everyone qualifies.
No Deductible – benefits start immediately.
First Health PPO Network – national access to providers and hospitals.
Preventive Care Covered 100% – at no cost to members.
$0 Telemedicine – unlimited virtual consults included.
Predictable Copays – $75 primary care, $150 specialist, $150 urgent care.
Hospital Benefits – $1,500 per inpatient stay (5 days/year) plus optional hospital extension rider ($2,000/day up to 365 days).
Surgery & ER Coverage – set copays for outpatient, inpatient, and emergency room services.
Maternity Benefits – $3,500 copay for pregnancy and delivery.
Prescription Coverage – plan pays 50% up to $500 per drug/month (with RX deductible on brands).
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Why This Matters
Clients are looking for affordable health coverage that keeps things simple: no deductibles, straightforward copays, and guaranteed acceptance. SBA Value Bronze gives you a plan that checks all those boxes while also including maternity benefits and extended hospital protection — two features rarely found in this space.
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FAQ (Agent Talking Points)
Is this ACA-compliant?
No — this is a fixed-benefit alternative, not a marketplace plan.
Who is this plan ideal for?
Individuals, families, or small businesses looking for predictable copays and guaranteed acceptance without the complexity of ACA.
What makes it stand out?
The 365-day hospital extension rider and maternity benefits make this one of the most robust fixed-benefit options available.
Are there waiting periods?
Yes — pre-existing condition limitations apply for the first 12 months on certain listed benefits.