USA Health Plans Select Silver: HealthShare Coverage Recognized by CMS
Affordable member-sharing with strong protection and a long history of stability.
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Why Agents Love Selling This Plan
USAHP Select Silver is a Health Share option that has been serving members for more than 26 years without interruption. It provides affordable protection for major medical events while keeping premiums low. With only two rate increases in its entire history, Select Silver gives you a product that’s simple to explain, client-friendly, and built on a proven track record.
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Quick Highlights
CMS Recognized HealthShare – satisfies mandates and penalties tied to health insurance.
$1,000,000 Lifetime Benefit – per member, for long-term protection.
Member Responsibility Amount (MRA) – just $2,750 per member per year before 100% sharing begins.
Comprehensive Sharing – hospitalization, outpatient care, surgery, and emergency room included.
Stable Pricing – only two rate increases in 26+ years.
Affordable Monthly Contributions – competitive rates across age bands and family sizes.
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Why This Matters
With ACA premiums continuing to rise, many clients are priced out of traditional insurance options. Select Silver offers them a cost-effective alternative with real sharing benefits, long-term stability, and a lifetime benefit cap that helps protect against major expenses. For agents, it’s a straightforward plan that resonates with cost-conscious clients.
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FAQ (Agent Talking Points)
Is this insurance?
No — this is a HealthShare, not traditional insurance.
Who is this plan ideal for?
Individuals and families who want lower monthly costs while maintaining strong protection against big medical expenses.
What’s the biggest selling point?
The combination of affordable monthly contributions, low annual MRA, and a 26+ year track record of continuous sharing.
Are preventive and office visits included?
Not in this plan — it is focused on major medical needs like hospitalization, surgery, ER, and outpatient treatment.